Seminars to secure your future
$UMthing is an educational seminar series for students. The goal of the seminar is to provide students with information, hints and tips to help them manage their money. Our main goal is to start money management just at the point when they will begin to earn money and to get them to avoid credit card and unnecessary debt; to secure their financial future.
Money Matters Setting Your Financial Goals
The educational series is presented in 5 parts:
- Part 1 - Grades 9 - 11*
- Part 2 - Grade 12*
- Part 3 - First year University/College
- Part 4 - Graduating University/College
- Part 5 - Investing
$umthing New Series
Due to overwhelming requests from our educational series, a special series called $umthing new has been added. This special condensed segment is directed towards adults.
- Know how to determine their spending habits and patterns
- Know how to create and follow a simple budget
- Know how to get back on budget if they get off track
- Learn how to spend effectively
- Get some hints and tips to help them in their buying/spending decisions
- Learn about identify theft and how to avoid it
- Learn some easy ways to start saving and paying down debt
- Figure out that they need to send their high school aged children to a $umthing seminar so they can get on the right spending track as soon as possible
View Program Outline
Interesting Statistics
According to Demos research
- University/College students carry an average of $552 in credit card debt, while young adults in the same age brackets carried an average balance of $1,465 on their credit cards.
- Droves of college students graduate from I Owe U each year with an advanced degree in debt. They're lured by the promise to buy now and pay later when, presumably, they'll be making "real" money. As a result, the average young adult age 18 to 24 owes nearly $3,000 in credit card debt and that figure doesn't include student loans.
- When you make minimum wage as a student, the prospect of making a five-digit salary after graduation may delude you into thinking you can pay off your credit card debt in no time. The same goes for entry-level workers dreaming of their next raise. In reality, the average credit-card debt increases with age. Young adults between 25 to 34 tend to carry a credit card balance of more than $4,000.
